The Real Cost of Microsoft 365 Copilot Cowork
25-06-2026 15:50(Credits, Pricing & Examples) Microsoft Copilot Cowork was introduced during Microsoft Ignite 2025 (November, San Francisco) and became generally available in June 2026. Microsoft 365 Copilot Cowork (agentic AI, context-aware) can carry out tasks on your behalf. You describe what you need, and Cowork sends emails, schedules meetings, creates documents, posts in Teams, and manages your calendar. You approve each action before it is executed. This also means that Cowork has extensive access to your Microsoft 365 environment—similar to an octopus extending its reach—across email, SharePoint, Teams, OneDrive, and other cloud-based sources required for your work. Pay-per-use model Users who want to use Cowork must have a Microsoft 365 Copilot license (US$ 360 annually) or—for SMBs—Microsoft 365 Copilot Business (US$ 252 annually, up to 300 users). In addition, Microsoft charges customers for the use of AI models (LLMs), tools, and runtime. As expected, there is no simple flat fee for this usage. In the remainder of this article, we use a practical example to explain the cost structure.